Car finance can be difficult to understand, we're here to make it easy.
Understanding Car Finance
A personal contract purchase (PCP)is a car finance plan. With deposits from £0 you hire your car with the option to buy it by the end of the contract with a balloon payment.
Car hire purchase (HP) is the most popular way of financing a car. You are able to take out a loan on the vehicle for 3 to 5 years. After the term is completed you will own your vehicle.
Car leasing is the leasing of a motor vehicle for a fixed period of time at an agreed amount of money for the lease. At the end of the lease you would return the vehicle to the dealership.
This is possibly the most common question asked by car buyers, even ones that have purchased several cars on finance in the past. Unfortunately, there is no one size fits all when it comes to choosing a finance package, so we offer a unique consultation service where we will look at your personal circumstances to find a package that suits both your lifestyle and financial situation. This gives you the chance to make a more informed decision when purchasing your next car on finance.
Yes! We have a variety of finance providers that will consider any credit status and we have successfully placed many clients with a poor credit rating into cars. We do however encourage responsible lending and in our initial consultation we may look at your affordability and how it falls in line with your desired vehicle.
This is the most complicated question of all. Why? Simply because we need to know YOU to be able to give you the best advice. We can help you decide on what vehicle will suit your needs and recommend a finance package to match. We just simply need to have a short discussion with you in our FREE consultation.